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1.

"Without proper access to credit-bureau data , lending to individuals is something we need to manage very carefully , " says Ms Ip.

叶杨诗明表示：“不能准确获得信用报告数据，我们在向个人贷款时，就需要非常谨慎。”

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2.

"We are gradually moving inland , " says Christine Ip, head of consumer banking at Standard Chartered.

“我们正逐渐向内陆发展，”渣打银行个人银行业务中国区总裁叶杨诗明（ChristineIp ）表示。

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